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Cake day: 24. Januar 2026

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  • If I’m a bank loaning money on auto loans for a major auto brand, I’d only accept the risk if that car is GPS tracked so I can take it back if the borrower stops paying. If automakers won’t make it standard, I’ll just donate to build a ballroom so they’re forced to reduce my risk exposure. But it can’t be one of those cheap Chinese or Russian GPS trackers. It has to be one of those expensive ones that is made by this other company I loan money to. That way they can keep paying on the loan I gave them. Great ROI on that ballroom investment. I’m the best bank ever.














  • That has nothing to do with who or where I choose to buy stuff from. I just gave my opinion on what I took away from watching a minute of the video. I explained how I’m going to do it.

    Try breaking down the issue into smaller problems and keep doing that until you find something you can control yourself. One person buying fruit from a neighbor isn’t going to change the world overnight, but it’s just something I can do to steer my future the way I want. I’m not solving the issue about nitrogen supplies or intellectual property rights of corporations. I’m just cutting out a bunch of overhead costs added to the price of what I buy. Maybe someone else shares the same perspective and gets motivated to do something themselves. Hopefully it’s you, friend.







  • They let us borrow some so that we can buy their products and pay them back more. We have to trade our labor to make up the difference between our passive income and current expenses, but they’ll only give us just enough to sustain a population of laborers.

    Some take a risk and borrow wayyyy more than they can really pay back with their own labor and use that money to buy assets that they hope will be successful in integrating with the loop of money. If it’s successful, their assets buy the labor of others to generate income so they pay back the loan and do it all over again.